O time chartered his ship to T, who in turn sub-chartered it out on a voyage charter to Victor, to carry a consignment of Russian vodka, from a port in Russia to Chittagong in Bangladesh. (Russia is a signatory to the Hague-Visby Rules.) The voyage charter contained a clause stating that the carrier was not to deviate for any reason whatsoever other than to save life. Victor had impressed upon T the need to get the vodka to Chittagong as quickly as possible, in order to catch the Chittagong summer vodka-drinking season that has recently become popular with law and shipping students. The vodka was shipped on board (at the Russian port of Vladivostok, off the Pacific Ocean) in 10,000 crates (each crate being numbered) and the master issued a set of clean bills of lading to cover all 10,000 crates.

Victor subsequently sold crates 4 and 5 to Susan who runs a trendy vodka bar in Chittagong, and indorsed a ship’s delivery order in respect of the two crates in her favour. Susan accepted and paid against the sale invoice and the ship’s delivery order. On the reasonable assumption that the vodka would arrive in time for students’ academic summer break, Susan advertised a series of vodka drinking events, in the hope of attracting fun-loving students during their post-exam celebrations. Several modern young Bangladeshi shipping students had told her that during this time they will be going out drinking and that they would certainly be interested in going to Susan’s bar for the vodka drinking activities and to meet other fun-loving shipping students.

Just after the vessel had left Vladivostok, the master heard that a tsunami-type wave had hit the island of Ruritania, which is some way off the eastern coast of Japan, in the Pacific Ocean. Although there was, fortunately, no loss of life, there was great devastation to property and other infrastructure on the island, and many people were left homeless and without adequate water supplies. One of the vessel’s engineers was a highly trained civil marine engineer, and the master decided to deviate from the direct route in order to drop this engineer off at Ruritania in the hope that he would be able to help the devastated community. There was severe disruption at the port in Ruritania and in fact this deviation took much longer than expected, and was a significant time addition to the anticipated length of the voyage.

By the time the ship eventually arrived in Chittagong, the summer vodka-drinking season and the post-exam celebrations had finished.

Advise BOTH Victor and Susan of any claims they might have in respect of their loss and damage.

Landscaping and trees. Before selecting trees for any landscaping project that you begin to proceed on – whether it be for your home or camp or vacation property it is always best to scan upwards towards any power lines on or nearby your property. Remember over time that trees do grow and flourish – that is especially with your care as a gardener and landscaper. Safety at the home or vacation property is essential. Safety for your property as well as for your family is everything.

When branches stretch into power lines dangerous situations occur. A tree or even a tall bush that comes into direct contact with power utility lines can be electrified and energized, thus creating more than a safety and personal hazard for people, children and pets at lower ground or even water levels. In addition children and even young adults who climb trees near these power utility lines. Are courting danger and disaster to their health and persons with serious electrical shock and shocks? Have the tree trimmed – either by the professionals afforded by your local power or other utilities. Often all you have to do is ask. Phone, email or write snail mail. If this resource is not readily available or if an unusual long time delay is afforded – then spring for a qualified landscape artist to prune or trim these trees or shrubbery. Not only is your safety of your yard and property enhanced – you will have a more scenic property as well as improving and maintaining the health and horticulture of your estate.

To thus prevent these hazards property owners are advised as well as encouraged to plant trees that will not cause a problem in the future , down the road or what might be said in the paths of their properties. For your project and projects it is best to consider low growing shrubs such as lilac, elder, cotoneaster and flowering crab. Not only will these add color and fragrance, they will attract attention to your yard, improve property and resale values and most importantly will not be in contact with overhead power utility lines.

Most of Manitoba’s popular trees that is including willow, maple, poplar, ash and evergreen will need trimming and maintenance over the span of time to stay safely out of overhead and overhanging power lines. However in some cases, trees may eventually have to be removed, at some point in the future. This generally occurs when these trees become much too large for their immediate surroundings as well as environments. During fierce windstorms large branches are frequently torn from these trees. The results can be prolonged power outages in your direct or even local geographic areas, property damage and damages and sometimes even resulting fire and fires. As a general recommendation as well as safety precaution these species should be planted at least 30 feet (that is approximately 10 meters) away from an adjacent or nearby overhead power utility lines.

Planting trees, especially in the spring time, is almost a rite of the spring time season. Play it safe. Think of safety when it comes to your home or vacation properties. Both plan ahead, plant safe and take the time to maintain your trees and landscaping for safety as well as scenic beauty.

Affordable Rural Manitoba Real Estate Vacation Properties for Rent – Gimli  Lake Winnipeg beaches, Lac du Bonnet  Lake of the Woods North Western Ontario Manitoba Vacation Property Rentals Appeal Real Estate Residence Land Taxes AssessmentsArticle Source:http://www.articlesbase.com/real-estate-articles/springtime-property-landscaping-safety-945896.html

Perhaps it’s our human nature that allows us to create myths and stories about those topics that seem to rise to popularity from the humdrum of everyday conversion. Atlanta Rentals or Atlanta Apartments for Rent is one such  topic. Here have a look at some of the popular myths and let us supply you with the truth.

Myth #1: They’re Expensive!

True, but not really. There are expensive apartments in Atlanta, but then again there are expensive apartments in virtually every city of the world. Keep in mind that Atlanta is a popular city, a “World Class City”, and therefore attracts thousands of new faces from all over the country each month. Atlanta rentals come in all shapes and sizes, from the luxurious to the compact and affordable, and also in a variety of price flavors to suit almost every need. Atlanta Apartments for rent therefore successfully addresses the needs of all its happy inhabitants.

Myth #2: The Right Apartment is Difficult To Find!

Once again, true, but not really. The right apartment is an apartment that basically forms itself around the occupant, you. And seeing as apartments are not built for a specific individual but for a range of individuals, it might well take some time to find the right one. The key lies in finding the right property management agency for Atlanta apartments for rent – an agency that has experience is pairing existing owner managed Atlanta rentals with their correct residents.

Myth #3: There Aren’t Any Good Rental Agencies

There are some, though they take some looking. The secret to finding the right Atlanta apartments for rent lies in knowing what you want, then communicating that information with the property management company  you have chosen. If the agents don’t live up to your expectations or find you a suitable list of Atlanta rentals to choose from, then you might do well to look for another agency altogether.

Myth #4: No One Has Any Tips for Finding Suitable Atlanta Rentals

Well, depends who you ask. We’ve come to realize that the most important thing you can do to find the right Atlanta apartments for rent is to make a list of your basic everyday needs and work from there. This means if you’re a parent of young children, then you’ll probably list schools under “location”. Amenities such as shops, restaurants, theatres and museums – whatever your interests are – should also come under that heading. Also take into account that you’ll be interacting with the people in your area on a daily basis, so it is essential to ensure that they’re the type of people you’ll be able to get along with. Add this to your list and ensure that you ask your leasing agent when the time comes. Other things to ask about include the layout of the Atlanta rentals (whether there are any floor plans to accompany the online Atlanta apartments for rent information), emergency services, etc.

In the end all myths can be dispelled with one single statement: know what your needs are before you start looking at places. That way you’ll be protected against making the wrong choices and you’ll have a greater chance of finding those Atlanta rentals that suit you and your family’s needs.

JAMCO Properties have years of experience in assisting people finding the suitable owner managed Atlanta Rentals . Their detailed lists of Atlanta apartments for rent has helped thousands of people find the place they love, a place they have called “Home”.

Article Source:http://www.articlesbase.com/real-estate-articles/atlanta-rentals-myths-dispelled-about-atlanta-apartments-for-rent-946136.html

How To Sell or Let Your Property Quickly – Part II

If you are struggling to pay your mortgage, in spite of the current low Canadian mortgage rates, you may be wondering how foreclosure will affect your life, and what alternatives are out there. Foreclosure has a serious and long-term effect on your credit history that you should understand before it happens.

Foreclosure and Your Credit Score

Foreclosure is one of the most damaging items you can have on your credit score, other than a bankruptcy, and it will stay on your score for at least seven years. This means that the effects of foreclosure are going to haunt you for a long time, perhaps even after you get your feet back on the ground after your financial difficulties.

The exact amount that your credit score will drop after a foreclosure is going to vary from case to case. If you have very good credit before you face foreclosure, it may not have as devastating of an impact on your score as it would if you have less than perfect information on your score before foreclosure occurs. Remember, your credit score is made from all of your credit report information, not just one event, such as the foreclosure.

Eliminating a Foreclosure

Once a foreclosure is on your credit score, you will have to take action to remove it. It cannot be removed for at least seven years. However, after seven years, you can have it removed, but you will need to ask. Write to all three credit reporting bureaus and ask them to remove the mark. Then, request a copy of your credit score to make sure that it has been removed.

How Low Credit Scores Affect You

If you have never had a low credit score, you may be wondering how it will affect you after foreclosure. Once you have lost your home in the foreclosure process, you will need somewhere else to live. If you want to buy a new home, you will have a hard time getting a Canada mortgage because of the foreclosure on your history. If your circumstances have changed, such as would be the case if you had been unemployed but are now employed in a secure job, you may be able to get a loan. However, you will find that the Toronto mortgage rates you are offered are much higher than the average rate, because you will be considered a high-risk buyer.

Even getting a rental will be a challenge with a foreclosure on your history. A low credit core will also affect your ability to get a loan for a car, a credit card, or any other type of debt. You may even find that getting a job is more difficult, because some employers check credit scores to determine whether or not an applicant is responsible.

Alternatives to Foreclosure

Because of the affects of foreclosure on your credit score are so devastating, it is best to avoid foreclosure if possible. Again, it does not ruin your credit forever, so foreclosure is not the end of your financial future, but if you can avoid it, you should.

One option is to see if you can refinance at a lower rate or for a longer period of time. Toronto refinance rates are low, so you might be able to lower your monthly payment by refinancing, if your credit has not already been damaged.

Another option is to talk to your lender. Lenders do not want to have a property go into foreclosure, so they may work with you to lower your payment for a few months while you work through the problems you are facing. Even with Canada mortgage rates being so low, lenders still make the most money out of active loans, so they will want to keep the loan active if at all possible. However, make the effort before your loan goes into default, because lenders are typically unwilling to work with borrowers who have already stopped paying. Be proactive, and you may be able to avoid foreclosure altogether.

View the latest rates from the top Canadian companies. Use our mortgage rate calculator Canada to compare mortgage rates so you get the best mortgage rates and save money.Article Source:http://www.articlesbase.com/real-estate-articles/how-foreclosure-affects-the-credit-rating-945089.html

Governor inaugurates first phase of Hacienda de Cortez subdivision

Sonora Governor Eduardo Bours Castelo assures Penasco is here to stay as it undoubtedly has a tremendous future. With this in mind, he stated, he will continue to put his bets on this tourist destination.

Bours made these remarks upon the occasion of the inauguration of the first phase of the Hacienda de Cortez housing subdivision, which includes 560 homes and represents an investment of 150 million pesos.

In a ceremony held at the new housing development, located at kilometer 88 of the penasco-sonoyta highway, the sonoran head of State delivered Rogelio Mendez, Abisai Garcia and Arturo Loreto deeds to their new social interest homes in the suvdivision. Begun in June 2008, the project envisions the construction of a total of 2 thousand homes.

Bours Castelo emphasized the delivery of these 560 houses in one more example of the join work of the government with the private sector to better the living conditions of the people of Penasco.

The national subdirector of the regional offices of the National Institute for the Housing of Workers (Infonavit), Victor Eduardo Perez Orozco, emphasized there are advances in housing in the city due to the coordinated work of the three levels of government with investors.

In this manner, he added, Penasco now welcomes new housing development, which is very important as it is the municipality with the greatest demand in this realm.

792,000 pesos to be used to replace dirt floors with concrete: Seeking social equity.

With the objective of attaining social equity, a recent announcement outlined the planned use of $792,100 pesos to replace dirt floors with concrete ones in 400 homes in outlying areas of the city.

Within the framework making Governor Bours Castelo’s twentieth official visit to the area, the training workshop entitled “A paso firme” served as the venue for the presentation of funds that will benefit families of limited means.

Governor Eduardo Bours, accompanied by major Raul Contreras and Heriberto Renteria, from sonoyta and penasco respectively, head up the event announcing that 2,268 families from the areas of Caborca, San Luis rio Colorado, sonoyta and Penasco are set to benefit from these founds.

Mrs. Elizama Sanchez took advantage of the opportunity to speak about the work of Governor Bours as a frined and as a human being concerned with resolving the needs of Sonoran families.

He stressed that while the state government is interest in large infrastructure construction, like the coastal highway, it is also interested in plans to achieve social equity and this is what the program a paso firme is about.

Author: Steve Schwab

RealtyExecutivesMex.com is a complete guide to Mexico Real Estate. Contact Mexico Realty Executives for Mexico Property or for setting up your own Mexico Real Estate Franchise. If you’ve been perusing homes for sale in Mexico, please, let Realty Executives Mexico be your guiding light. We can find your dream home for you!

Article Source:http://www.articlesbase.com/real-estate-articles/puerto-penasco-is-here-to-stay-943817.html

Hi all, my mother is disabled and i am her full time carer. She is really struggling with the mortgage repayments at the moment and im worried that she might lose her home. The house is currently on the market but at the moment no one is even looking. She gets her disability allowance and pension, she did have savings but they have now gone. she cant sell to these people who buy your home quickly as its well under the market value and she needs to get the best price so she can pay off the mortgage and buy a smaller property without a mortgage, thanks for your time

Turkey has attracted people across the globe as one of the hottest tourist destinations and a well kept secret. It has stunning beaches and mountain retreats which make it very attractive to visitors and holidaymakers. Agricultural and industrial trade sectors of Turkey are well developed to provide the residents with a good standard of living. There are popular historical landmarks like Topkapi Palace, Pamukkale, Aphrodisias, and the beautiful city of Troy all working hard to attract the tourist. Flourishing trade and a greater amount of economic awareness among the people have made the real estate market of Turkey one of the best places to invest in.

Turkey is fortunate in that it can provide all the basics amenities required for a good standard of living at very reasonable cost. Turkey is well known for its agriculture and enjoys an abundance of fresh, locally grown produce. Fruit, vegetables and fish are available in local markets at a much lower price than at home. Local shops are well supplied and are often cheaper than the large supermarkets or departmental stores. Eating out is an inexpensive affair in Turkey! Some people even think that cooking at home is more expensive than eating out. However, imported alcohol, wines and beer can be more costly, but you can easily get hold of some amazing local beers and wines at much a cheaper price and definitely worth a try!

One of the major reasons why cost of living is lower in Turkey is taxation. The annual tax people have to pay is low in Turkey, property owners have an annual property tax that is based on the acknowledged value of their land or property. The rate for land is 0.2%-0.3% and for residential buildings it is 0.1%. As in many countries you also have to pay income tax on any income earned in Turkey, whether from a rental property or investments.

Trade professionals advise to invest in Turkey property because, compared to other neighbouring regions, Turkey can provide you with a great standard of living at the lowest price. Investment in Turkey properties is a wise move for the overseas investors, luxurious villas and apartments with fantastic views can easily be found in fantastic locations and encourage you to make a wise investment. If you are planning to rent an apartment in Turkey, then you can negotiate the price with the real estate agency. Apartments, villas, studios and penthouses are both available and affordable in Turkey.

Healthcare is also inexpensive in Turkey. Most of the regions in Turkey have well equipped private hospitals. Doctors and staff are well trained and speak in English to avoid misunderstanding and confusion. As cosmetic surgery is quite affordable here, Turkey is gaining more and more prominence in this field. Other top class medical facilities like fertility and cosmetic dentistry are also quite affordable in Turkey. Using public transport in Turkey is cheap and involves less hassle than owning your own car.

To conclude, cost of living is inexpensive and quite affordable in Turkey. So invest in homes in Turkey and live life to its fullest!

Azure Investment Property is offering exclusive luxury home in Turkey. Investment property in Turkey is one of the best options available at hand. For more properties near Cyprus region, call us at 0845 070 4327.

Article Source:http://www.articlesbase.com/real-estate-articles/is-cost-of-living-high-in-turkey-942592.html

www.staginghouse.info Home staging is a profitable investment when you are selling house today in slow NZ market. When you are selling house make sure that your real estate agent advertises your property in any possible way…but before your vending campaign, before you or your agent advertises your property- prepare your house to sell…stage your house before you put it on the market. Truth is, the same old home selling and marketing techniques are ineffective…they just don’t work for …

We all have big dreams for our lives.  One of those big dreams might be to own a large and fabulous mansion one day. 

 Many of us have an idea of what a mansion should look like, but we don’t always have to imagine it.  There are some fabulous mansions that we already know about or at least that already exist.  Many of them are owned, or have been owned, by some big name celebrities in the Los Angeles, Hollywood and Beverly Hills area.  Let’s take a look at four intriguing mansions.

 The biggest mansion in California is the Aaron Spelling mansion.  How big is it?  How does 57,000 square feet, 123 rooms grab you?  And that doesn’t include the 17,000 square foot attic, or the basement, which has a bowling alley.  This mansion is meant to be lived in, and if you never left you wouldn’t ever know it. 

Talk about luxury!  How about more than a dozen large bedrooms, 26 bathrooms, multiple living rooms, including one that’s actually a screening room, where a 23 foot screen comes up in the middle of the floor, the shades automatically close, and some pictures raise up to reveal the projector?  The house has 30 foot ceilings, and most of the rooms have European chandeliers.  There’s a library, beauty parlor and barber shop, home gym, two pools with a spa, three kitchens and a wine cellar.  All of this and more on around 5 acres of property; amazing.  It’s not quite Buckingham Palace, but it will do.

 And guess what?  It’s now on the market, with an asking price of $150 million; practically a steal!  After all, Mariah Carey is rumored to have bid on the “much smaller” 53,000 square foot Fleur de Lys mansion, formerly owned by billionaire David Saperstein, which is on the market for “only” $125 million.  She must be slumming.

 And what about “poor” Oprah Winfrey, having to live with her 23,000 square foot, $50 million, 6-bedroom mansion on 42 acres of land?  Winfrey’s mansion has 6 bedrooms, 14 bathrooms, 10 fire places, and a home theater, a lake, tennis courts, and an orchard.  Truthfully, she bought it for that amount back in 2001; now it’s been appraised at around $85 million.

Then there’s the Playboy mansion, which every male over the age of 15 has been hoping to get an invite to at some point in their lives for over 40 years.  Hugh Hefner’s mansion is just under 22,000 square feet, with 29 rooms including a game room, wine celler, a zoo, and a special room known as the “Elvis Suite” that no one except Hef has seen since the early 70’s.  Oh yeah; he has a smaller mansion next door that his former wife lives in, which has just gone on the market for $28 million.  This mansion is valued at $50 million.

Finally, we have the one time mansion of rapper M.C. Hammer.  This wondrous mansion of excess, at least considered so at the time, is over 11,000 square feet and the only ranch style mansion on the list, which makes it look bigger than it really is.  It sits on 12 acres of land and has six bedrooms, Italian marble floors, a recording studio, tennis courts, a bowling alley (celebrities seem to like bowling), a 33-seat theater, two pools, and exercise room with two saunas, and its main outdoor feature, a waterfall, which he considered as one of the centerpieces of the mansion.  At one time it was worth around $9.5 million, but after he declared bankruptcy he sold it for around $5.8 million, and its value right now is around $8 million.

Do you want to live like a celebrity?  Think big; buy a mansion, and live it up.

Luis Pezzini
Broker/CEO
www.SunsetStripRealty.com
lpezzini@SunsetStripRealty.com

Article Source:http://www.articlesbase.com/real-estate-articles/the-best-place-to-buy-a-masnion-940109.html